Imagine returning from a vacation to find your house has been robbed, flooded, or covered in toxic asbestos and harmful fiberglass. Sadly, this scenario actually happened to Todd Kozikowski’s family. An unexpected home renovation error ended up costing his family their health, home, and resulted in long legal battles—all because the insurance carrier didn’t provide the coverage the family thought it did. Today, Todd has made it his mission to spare others […]